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  • studyiq
  • IF you prepare your govt exams and want to online classes to learn many govt exams, and also with daily current affairs with many profitable courses so please click the links for daily current affairs below the all links For daily current affairs - https://currentaffairs.studyiq.com/ For UPSC online Coaching - https://www.studyiq.com/upsc-online-coaching-free-ias-course For SSC online coaching - https://www.studyiq.com/ssc-cgl-online-coaching-courses For Bank online coaching - https://www.studyiq.com/bank-po-ibps-state-bank-online-coaching-classes For EPFO online coaching - https://www.studyiq.com/upsc-epfo-smart-course [more]
  • studyiq
  • StudyIQ Education is an online coaching course class’s provider for all govt job exams with update video, latest current affairs, Daily currents affairs And- https://currentaffairs.studyiq.com/ click the links for online classes like,- upsc online coaching- https://www.studyiq.com/upsc-online-coaching-free-ias-course, SSC online coaching- https://www.studyiq.com/ssc-cgl-online-coaching-courses, bank online coaching- https://www.studyiq.com/bank-po-ibps-state-bank-online-coaching-classes, epfo online coaching- https://www.studyiq.com/upsc-epfo-smart-course [more]
  • Garry1990neville
  • insureye
  • Reasons to Have Home Insurance There is nothing more exciting or daunting than shopping for a new home. It’s exciting to see what is available on the market and to explore new neighbourhoods, but once you make an offer, things get a bit more stressful. Waiting to see if your offer is accepted and then scrambling to meet conditions can be taxing. When it comes to securing homeowner’s insurance as part of that process, it can leave you wondering why it’s necessary. Today, we will help you understand why a home insurance offer from a broker or agent is an important part of the process. The importance of insurance All types of insurance are important and serve a purpose, and while getting home insurance in British Columbia to secure the purchase may seem like something that should be able to wait until the sale is finalized, there is a reason why its treated as vital. Home insurance is a requirement of securing your mortgage with your bank. This is because homes are a huge investment, and mortgages are a giant loan that the bank agrees to give you. Part of ensuring that loan is protected is getting the home insured by the date you officially close on the property. Scenario Imagine, you move into your new home and a week later your upper floor laundry machine floods. You come home to find water dripping from your living room pot lights. Your hardwood floors are ruined, and your carpeting upstairs is drenched through. Your homeowner’s insurance could cover all of this damage and get it cleaned up immediately. If your hardwood floors and all your carpet must be completely replaced, your insurance could pay for that. If the flood occurred because the washing machine malfunctioned, the machine will be replaced, etc. Now under this same scenario, if you did not have homeowner’s insurance you would be on the hook to do all these costly repairs out of pocket. Thousands of dollars of destroyed material would need to be replaced or repaired, on top of the cost of labour for professionals to do the repairs or replacements. Because this is unrealistic for you financially, you purchase a bunch of fans and do your best to dry your carpets. You buy a dehumidifier and hope its enough to save the hardwood. Weeks go by and you realize certain patches of the hardwood are ruined, but too expensive to replace right now. Despite all your efforts you were not able to dry the carpets thoroughly and you can smell mildew in the air upstairs. A year goes by and your company asks you to head up a new office in another province. You get a raise and a new adventure. You have the home appraised so you can get it on the market and learn that it is worth less than what you paid for it. Your Realtor tells you that you clearly have a mold problem upstairs and the damaged hardwood floors are unsightly. Selling at the price you bought it at (or higher) is unrealistic. You now must sell your home for less than what you owe on your mortgage. This is bad for you, and for your bank. The Takeaway The above scenario is not far-fetched, it clearly illustrates the benefits of homeowner’s insurance and why a bank will not approve a mortgage on a home that isn’t insured. The process of getting a home insured is also important because if a home is considered “uninsurable” for reasons such as bad wiring, asbestos, unstable geography etc., it can save you from making a major purchasing mistake, and saves the bank from investing in a high-risk property. In Canada homeowner’s insurance is mandatory if you have a mortgage, and it is there to protect the bank’s investment as much as it is to protect your quality of life and financial health. If you have questions about home insurance in BC, contact us today to discuss your needs. We have the all the resources you need to learn more about insurance British Columbia policies. [more]
  • michaeldaviesus
  • bratjones
  • passmeduk
  • College of Medicine South Africa | Medicine Past Papers Passmed is an online medical exam revision platform with high quality question banks that mirror current examinations. Our question banks are continually revised and updated by qualified doctors based on exam takers feedback and medical board requirements to offer you the best preparatory material to pass your exams. https://youtu.be/pbr42IJRPhk [more]
  • kiranjagaha
  • Every day, we receive questions, questions and more questions about Jagaha.com, what we do and how we do it. here’s our blog which covers all the Frequently Asked Questions (FAQ’s) that we receive from clients and owners alike. For any other queries, you will always find a happy voice at the end of 9029000670 or email our team at info@jagaha.com. Q: What is Jagaha.com? A: Jagaha.com is a full service commercial real estate portal for the Mumbai Metropolitan Region which includes Navi Mumbai & Thane. The company boasts more commercial properties than any other property site in the Mumbai area with over 15,000 where every single property has been verified in-person by a member of the Jagaha property team. Q: Who is the owner of Jagaha.com? A: Otis Critchley and I am an American, who has been living in Mumbai since 2011. Long story short, I moved over to Mumbai as an investment banker and got into residential real estate that then turned into commercial real estate. The private limited company that owns Jagaha.com is Bandra Rentals Pvt Ltd that was set up to provide services for expats looking for residential properties in the Bandra area of Mumbai. Q: When did Jagaha.com start? A: We officially launched our commercial real estate platform on April 22nd 2016, BUT I (Otis Critchley) started the process solo around May of 2015, where I came up with a mock-up, hired a developer and started the process. It wasn’t until about September 2015 that I had essentially shifted over the employees of Bandra Rentals to spend their time sourcing commercial properties in Mumbai for our site. The website was supposed to launch in December of 2015, but took four months later where we took full advantage. I hired up a team and instead of launching with just over 1,000 properties we launched with over 3,000 properties in not only Mumbai but also in Thane & Navi Mumbai. Q: Does Jagaha.com deal in residential properties? A: Jagaha focuses exclusively on the commercial real estate. We are fully aware that over 80% of the value of real estate is in the residential segment, but we focus only on commercial for a few reasons. Firstly, I am most interested in commercial real estate and get an extra kick working with different businesses knowing how important finding the right space actually is and not just in a flowery way, but actually impacts the bottom line of each and every business. And we recognized that in Mumbai and beyond that the ability to shortlist & research adequate properties is very difficult to do online. Secondly, from a business perspective, we found it very important to have a niche and that the commercial real estate market was underserved online versus the residential market. Q: Which areas does Jagaha.com cover? A: Jagaha covers all of Mumbai from south Mumbai to just beyond Powai and covers Thane further north as well as Navi Mumbai to the east. The day will certainly come where we will expand our firm beyond the Mumbai metropolitan area, but we have seen too many start-ups try to take on all of Pan-India in one go and get over-extended without having a money making system that is the place. Once we have a good grip of the Mumbai market in terms of brand, number of deals closed etc. we will then consider expanding other important cities within India. Q: Where exactly is the property located? A: At Jagaha.com, we provide transparency, no doubt about it. However, we do not provide the building name on our site. There is a tremendous amount of works that goes into every single property on our site from visiting the property to taking pictures, videos, writing descriptions etc. But to get a very good idea where the property is, we have pinpointed the location of the property on Google maps. Just go to the property’s respective property page and scroll down and voila! You will see where the property is located. Q: Do you have to pay for marketing on Jagaha.com? A: Not only to have your property listed on Jagaha.com is free, we do all the work. The only thing you need to do is coordinate with a member of our team to set up the time when they should come by to your property to take pictures, videos and take down all pertinent information to better sell your property. Then it goes over the operations team that beautifies the photos, buts the videos together and markets your property online. And it doesn’t stop there. Once someone inquires on your property, it goes directly to Jagaha’s real estate advisor team who will take it ahead and arrange an inspection for your property. Q: When does Jagaha gets paid? A: The only time Jagaha get’s paid is when Jagaha closes the deal for you. Other property sites have an advertising model where it costs to list properties on the site. We do not charge any fee and pick up all the costs to list all the properties from showing up at the property to getting the property on our portal. We feel that unless we add definitive value, we shouldn’t be paid and this encourages our firm to try to provide the best experience for all of our clients. Lastly, and needless to say, we are a business and require money to continue to provide transparency and improve the experience and the end result for commercial real estate transactions in Mumbai. Q: Why does Jagaha.com charge brokerage? A: For a property portal to make money, they have three choices: 1) The advertisement model 2) The brokerage model 3) A combination of the two We have decided on the brokerage model because we feel that we should only get paid when we close the deal for you & your firm, whether looking an office space for rent or searching for a restaurant for sale in Mumbai. Up until we execute the deal for you, we provide all of our services for free for both the landlord in marketing his/her property online from start to finish to our users who are searching from properties, receiving consultation from team Jagaha, going out on inspections. Again, Jagaha pays for everything and only asks to be paid when we ‘crack the deal.’ Q: Is the brokerage for residential property and commercial property different? A: The standard brokerage of 1% for re-sale properties charged to both parties and the rental brokerage of 1 to 3 months is the same. However, it is very rare for someone to enter into a residential lease for a lock-in period that would generate a brokerage payment of more than one month’s rent whereas commercial leases can stretch beyond ten years. In Mumbai the rental rates are for below 3 years, one month’s brokerage, for less than 5 years two month’s brokerage and for over 5 years 3 months brokerage. Q: What is the mode of payment? A: At Jagaha.com, we see ourselves as part of modern India (and look forward to making India proud in the coming years), so when we close a commercial real estate deal for our clients we require that client’s pay in cheque and not cash. Q: Can we pay brokerage in installments? A: No. We have tried this in the past with some clients, but it simply wasted time, energy & money. Payment for our services is required to be paid within full within fifteen days of the registration date. Q: Do you negotiate on brokerage? A: No. We provide an endless amount of services for those looking for properties and those marketing their properties. We only charge our fee which is 1-3 months commission for lease deals & 1% for resale properties on outright – this is the standard fee in Mumbai. And we only ask for our fee once we’ve cracked the deal for you! Q: If I inquire on a property, how much time will Jagaha.com take to revert back? A: Ideally we would give you a call while you are still on our commercial property site! However, given we are a start-up and there are times when our entire team of real estate advisors may be tied up tending to clients. We can ensure that we will get back to you within in a day or so. Again, many times we would get back within an hour, but given the nature of our business model, our real estate advisor team will get back to you asap! And we very much look forward to finding the commercial space in Mumbai for your firm. Q: How to post my property on Jagaha.com? A: Posting your property on Jagaha.com couldn’t be easier! You no longer have to post anything at all. Our property team at Jagaha.com does all the work. All you have to do is contact us regarding your property and a member of our team will sort out a time to come by your commercial property to take videos, pictures, take down all the important information to market your piece of Mumbai real estate and then that information will be given to our operations team that will upload the property to Mumbai’s commercial property site! Q: How often does Jagaha.com gets inquiries? A: Jagaha.com gets inquires twenty-four hours a day, seven days a week and the number has increased dramatically from 2017 to 2018. We are nearly getting over 1,000 inquiries per month for properties on our site, meaning about 1,000 different businesses and investors inquire on properties on our site per month (mind you we only do commercial real estate & we only do the Mumbai area). Then from those inquiries, the real estate advisor team filters down clients to see the respective properties that match the client’s specifications. Q: Does Jagaha.com have any mandates? A: Jagaha.com right now is keeping its business model very straightforward. To get the maximum amount of commercial properties in Mumbai verified on our site and then find the best commercial space available for our users by closing the deal! Marketing one’s property on Jagaha.com is free and for property seekers as well. And as a business we need to charge a fee as we need the money to run! Given we are very focused at this time on making sure our users have the best experience possible, we have yet to pursue or accept any mandates, but will be open to the idea in due time when we feel we can provide exceptional value to
  • kiranjagaha
  • Considering office space for rent in Mumbai‘s commercial hub, offices in BKC (Bandra Kurla Complex), we would have you consider the recently built commercial building in BKC called One BKC. The commercial building in BKC is located in the most coveted areas within BKC, G Block. The commercial building is 1.5M square feet with an average floor plate of 55,000 square feet; with that said, there are office spaces for rent in One BKC that are as small as 1,000 square feet. Instead of us telling you how great this property in BKC is, let’s take a look at the current tenants, the amount of office space for rent they have taken up and the price for that office space in One BKC. The American online giant, Amazon.com, has taken on 30,000 sq. ft. of office space on rent just about 1.5 years ago and have decided to make it their company’s corporate office in BKC, Mumbai. Amazon landed their office space for rent in BKC at 265 sq. ft. or about 9.5 crore a month. Amazon’s BKC office is home to its front office, namely its sales and marketing team. This certainly isn’t abnormal, as many tech companies will have a substantial office in Bangalore, but a good chunk of one’s front office will be positioned in office spaces in Mumbai. It’s not only Amazon that has taken large office space in One BKC, Cisco also calls this commercial building in BKC home where it has taken 50,000 sq. ft. of office space for rent at what’s understood to be Rs. 250 sq. ft. per month. And similar to Amazon, the Cisco’s sales and marketing teams are based out of this office space for rent in BKC. And prior to these two deals, Facebook is a tenant of One BKC’s office space for rent where they have over 20,000 square feet and prior to that Bank of America Merrill Lynch has taken up four floors for a total size of 130,000 sq. ft. at 230 rupees per sq. ft. Needless to say, the world’s largest and most impressive companies have chosen office space for rent in One BKC for a reason. But don’t take it from us or from them for that matter, if you are looking for office space for rent in BKC or specifically for an office space in One BKC, let us know and our team of commercial property in Mumbai experts would be happy to represent you and your firm during your next office space for rent in Mumbai search. Please note that the above office spaces for rent are quoted by their built-up area, which is frankly not the correct way to quote properties in Mumbai, given that the built-up area can be over 50% larger than the usable area (carpet area) and the built-up area has been 100% more than the usable area in recent years as a means for developers to seem as if there properties in Mumbai are cheaper per sq. ft. Our property site, Jagaha.com, quotes only by the usable area making it much easier to compare one property in Mumbai vs. other commercial properties in Mumbai. Other property sites most certainly quote in built up and the prices reflect this as well.
  • ind_123
  • QuickBooks Online Bank Reconciliation An astounding mix of usefulness with exceptionally propelled highlights is the thing that makes QuickBooks one of the profoundly favored accounting programming all over the globe. QuickBooks Bank Reconciliation QuickBooks fundamentally makes the whole accounting process simple and sensible, one of which is to fix or erase compromise. QuickBooks is utilized by individuals worldwide and not every person is very much aware of the approaches to fix or erase compromise in QuickBooks. Follow the Steps to Undo Bank Reconciliation in QuickBooks: Subsequent to attempting all, on the off chance that you see no choice to fix compromise in QB Online or Desktop, at that point follow the beneath gave steps to get the assignment achieved. Fix Reconciliation In QuickBooks Desktop: Sign-in as an Administrator on Windows and Go to your QuickBooks Desktop Pick the organization document and afterward open Banking menu On the Banking window, click on Reconcile Now alternative Next, click on Undo Last Reconciliation to complete the errand. Fix Reconciliation in QuickBooks Online: Explore to the Banking menu in your QuickBooks Online and select Registers From the Register Name drop-down menu, pick the account with the concerned exchange Presently select the exchange you need to fix a compromise for Next, evacuate the letter R, and following this activity, the exchange is not any more reconciled We are available 24 hours for you, If you get QuickBooks Bank Reconciliation Issues, connect to us call on our toll-free QuickBooks Payroll Support Number 1800-865-4183. Source: https://www.askforaccounting.com/how-to-undo-a-reconciliation-in-quickbooks-4-easy-steps-to-unreconcile/
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