Looking into the economic condition of the society, the government has come up with a scheme called Pradhan Mantri Awas Yojna. It stands for “housing for all”. The Pradhan Mantri Awas Yojna Rural Home loan came into effect from 17.06.2015. According to the scheme, the interest subsidy will be provided on housing loans for the acquisition/construction of houses. The Credit Linked subsidy would also be available for the home loan availed for new construction and addition of rooms, kitchen, toilet, etc. to the existing house as incremental housing. It is the house improvement loan.
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