An equitable mortgage is a type of property loan where the borrower offers their property as collateral without transferring legal ownership. This method is widely used for securing funds while maintaining ownership rights over the property. The process involves depositing the property’s title deeds with the lender, making it a simple yet effective financing option. If you’re exploring property loans, it's crucial to understand how this works and how it differs from other types of mortgages. For those seeking the best mortgage loans, comparing interest rates, repayment options, and terms across lenders is essential. With an equitable mortgage, you can unlock the value of your property and meet your financial needs without losing possession, making it a popular choice for homeowners and investors alike.

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