Two things can make it difficult to qualify for a loan or an apartment lease. Having no credit and having bad credit can make a company unwilling to work with you. Dealing with no credit history is easier than fixing a bad credit history. In both cases, you may need to find a cosigner that can help you out or look for other solutions to build your credit. You do need to work to build a good credit history so you can qualify for a mortgage in the future. https://jackaaronjack18.wordpress.com/2019/12/09/the-difference-between-no-credit-vs-bad-credit/

 

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