One can apply for a home loan as an individual or mutually with the co-owners of the house being the co-applicants. paid and self-employed people can also apply for these loans. The minimum age for this type of loan is that you should be at least twenty-one years of age. The maximum age limit is your retirement age. This means that the home loan contract cannot exceed your retirement age. For employed individuals, the age limit is sixty-five years for most banks. All the holders of the property will have to be co-applicants for the home renovation loan.

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