These programs may include gym memberships, smoking cessation programs, weight management, and stress reduction initiatives. 6. Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs): These tax-advantaged accounts allow employees to set aside pre-tax money for qualified medical expenses. FSAs are typically used in conjunction with certain health insurance plans, while HSAs are used in conjunction with high-deductible health plans (HDHPs). 7. Employee Assistance Programs (EAPs): EAPs provide confidential counseling and support services for employees dealing with personal or work-related issues, such as stress, addiction, or family problems. 8. Mental Health Services: Many healthcare benefit packages now include coverage for mental health services, including therapy and counseling. 9. Maternity and Family Planning Benefits: These benefits may cover prenatal care, maternity leave, and assistance with adoption or fertility treatments. 10. Preventive Care: Coverage for preventive services, such as vaccinations and screenings, is often included in healthcare benefits to promote early detection and prevention of illnesses. 11. Disability Insurance: Some employers offer short-term and long-term disability insurance, which provides income replacement if an employee is unable to work due to illness or injury. 12. Life Insurance: While not strictly a healthcare benefit, some employers provide life insurance coverage as part of their benefits package to provide financial protection for employees' families in case of death. The specific healthcare benefits offered by an employer can vary widely depending on the company's size, industry, and location, as well as the negotiated agreements with labor unions if applicable. Employees typically receive information about their healthcare benefits during the onboarding process or during open enrollment periods,
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